Business Insurance in Joplin, Sarcoxie MO, Carthage MO, and all the Surrounding Areas

The Southwest Agency can help you with business insurance in Carthage MO, Joplin, Marionville, Sarcoxie MO or Webb City.  Business insurance, also referred to as commercial insurance is a vast an complicated field and best left to the professionals. The Southwest Agency is an independent and locally owned insurance agency. They understand the challenges and risks business owners face. They also understand local conditions and they know where to find the best insurance solutions to cover your risks. 

There are many types of business insurance. Some of the main categories are 

  • Directors and Officers Insurance 
  • Professional liability and indemnity 
  • Commercial Auto 
  • Commercial Liability and General liability 
  • Commercial Crime Liability 
  • Commercial Property Insurance 
  • Commercial Flood Insurance 
  • Business Income and Extra Expense (Business interruption) 
  • A Commercial Umbrella Policy 
  • Errors and Omissions Insurance 
  • Fiduciary Liability 
  • Employee Practices Liability 
  • Workers compensation 
  • Privacy and Network Security Insurance 

You get a general type of business insurance known as a business owners policy (BOP). This type of policy combines some of the main components into a single policy. The main categories covered under a BOP include liability insurance, property insurance and often business interruption insurance. A BOP is often more cost effective than buying separate policies.  A BOP will cover you for theft, fire, lawsuits, vandalism and more. However a BOP does not cover everything. 

It is a good idea to have a professional insurance consultant review your risks and then design an insurance solution to best cover those risks.  Maybe you in the transport business and need special transport insurance o maybe you in the services business and need professional indemnity. Maybe you are a doctor and need malpractice insurance.  

The team at Southwest Agency can search the marketplace for best value business insurance custom tailored to your needs.