About Southwest Agency Auto, Business, Contractors, Farm, General Liability, Home, Property & Workers Compensation Insurance in Carthage, Joplin, Marionville, Sarcoxsie, Webb City, MO

A Message From The Owner

In 1955, Dwight Eisenhower was president, Disneyland opened in California, and Ray Kroc started the McDonald’s franchise. It was a year of new opportunities and new possibilities. It was also the year that Southwest Agency was founded. So much has changed since we first started providing insurance coverage to customers. That was long before the days of email, personal computers, smartphones, and the internet.

Today our ability to access information is instantaneous. We share documents and transfer funds with a few clicks. Automated systems handle much of our communications. While Southwest Agency embraces technologies that benefit our customers, we’ve always put people before processes. That means you’ll always receive personal service from a person. Technology helps our people do their job better, meet your needs faster and more efficiently. However, technology never takes the place of true personal service. We still believe in the power of a smile and a handshake. By placing the right tools in the hands of people, we give our customers the best of both worlds. Thank you for visiting our website!


Kelly Spencer

Owner, Southwest Insurance Agency

The Coverage You Need…The Service You Deserve

A risk is defined as a situation involving exposure to danger. We can’t know the time the danger might appear,  the severity of the danger, or the frequency of the exposure. Most risks we face are things we never consider. By definition, an auto accident isn’t a planned event. Neither is a slip and fall accident at your place of business nor a fire caused by a faulty wire that destroys a home. These things aren’t planned or expected…yet the damage and tragedy they cause are as devastating as if they had been planned.

The professionals at Southwest Agency understand that you can’t plan for unforeseen events in life…but you can protect yourself from suffering serious and even permanent financial loss through careful insurance planning. They’ve been trained to identify not only the common risks all of us face, but they also consider the type of protections necessary to mitigate the negative results that occur when those risks become realities.

A Proven History of Service

For more than half a century, Southwest Agency has been helping families protect the homes they live in and the things they own by ensuring they can be replaced if a loss occurs. We’ve helped businesses overcome the financial obstacles posed by liability claims by making sure they have the right commercial liability protection in place. Southwest Agency has helped farmers and families, car owners, and companies since 1955…and we can help you, too.

Southwest Agency offers a host of insurance products to meet your needs, including:

  • Homeowners / Renters Insurance
  • Personal and Commercial Auto Insurance
  • Personal Liability Umbrella Protection
  • Farm Insurance
  • Business/Commercial Insurance
  • Contractors Insurance
  • And so much more!